International health
insurance

Healthcare Plan
Hospitalization in general wards throughout SwitzerlandFull reimbursement
Outpatient treatment and day care in connection with hospitalizationFull reimbursement
Doctors’ and Specialists’ feesFull reimbursement
Prescribed medicines and covered by the LAMalAccording to the list of drugs and specialties
Organ transplantationFull reimbursement
Contribution to treatments and home care provided on medical prescription (following or to replace hospitalization)CHF 20 per day, max. CHF 2'000 per calendar year
Rehabilitation following hospitalizationMax. CHF 500 per day, max. 90 days per calendar year
Medically prescribed transport by ambulance50%, max. 1'000 per calendar year
Urgent repatriation owing to illness / accident (except for Switzerland or country of origin)Full reimbursement
Repatriation of mortal remainsFull reimbursement
Emergency dental treatment resulting from an accident80%
Worldwide emergency treatmentFull reimbursement
Childbirth expensesFull reimbursement
Laboratory tests, x-rays, scannersFull reimbursement
MRIFull reimbursement
Prescribed vaccinationsMax. 150 per 3 calendar years
HIV TestMax. CHF 50 per calendar year
Physiotherapists, speech therapists and orthopticsMax. CHF 3'500 per calendar year
Psychotherapy90%
ChiropractorFull reimbursement
Osteopath50%
Outpatient alternative medicine treatments (Acupuncture, anthroposophic medicine,
Chinese medicine, homeopathy, neural therapy and phytotherapy, according to the
rate of the canton of residence or work)
90% max. CHF 1'500 per calendar year
Medically necessary auxiliary means and on medical prescriptionAccording to the list of the means and devices (LiMa)
Course of treatment at a spa in SwitzerlandCHF 10 per day, max 21 days per calendar year
Prescribed glasses, contact lenses (waiting period 6 months)Max. CHF 200 every 3 calendar years
Global insurance amountUnlimited
Parental presence in case of hospitalization over 7 daysMax. CHF 4’000
Theft of ID documentsMax. CHF 1’500
Return flight postponement due to exam reschedulingMax. CHF 150
Territorial coverageWorldwide

Healthcare plan

List of reimbursements ● CHF

Outpatient

Doctors’ and Specialists’ feesFull reimbursement
Prescribed medicinesFull reimbursement
Organ TransplantsFull reimbursement
Home care (instead of or following hospitalisation)CHF 20 per day, max. CHF 2'000 per calendar year
Rehabilitation following hospitalizationMax. CHF 500 per day, max. 90 days per calendar year
Medically prescribed transport by ambulanceMax. CHF 2'000 per calendar year
Urgent repatriation owing to illness or accident except for Switzerland or country of originFull reimbursement
Worldwide emergency treatmentFull reimbursement
Childbirth costsFull reimbursement
Laboratory tests, x-rays, scannersFull reimbursement
MRIFull reimbursement
Prescribed vaccinationsMax. CHF 150 per 3 calendar years
HIV testsMax. CHF 50 per calendar year
PhysiotherapistsMax. 24 sessions per pathology
Psychotherapy90%
ChiropractorFull reimbursement
Osteopath50%
Homeopathic medicine and acupuncture90% max. CHF 1’500 per calendar year
Medical prosthesisAccording to the list of the means and devices (LiMa)
Course of treatment at a spa in Switzerland CHF 10 per day, max 21 days per calendar year
Global insurance amountUnlimited
Parental presence in case of hospitalization over 7 daysMax. CHF 4’000
Theft of ID documentsMax. CHF 1’500
Return flight postponement due to exam reschedulingMax. CHF 150
Territorial coverageWorldwide

Hospitalization

Hospitalization in general wardFull reimbursement
Outpatient treatment and day care in connection with hospitalisationFull reimbursement

Emergency dental treatment

Emergency dental treatment resulting from an accident80%

Prescribed glasses, contact lenses

Prescribed glasses, contact lenses (waiting period 6 months)Max CHF 200 every 3 calendar years

Legal insurance of the patient

Legal insurance in EuropeCHF 250'000 by event
Legal insurance outside EuropeCHF 50'000 by event

Personal liability

Maximum coverage for all bodily injury and property damageCHF 5’000'000

Assistance

Urgent repatriation – outside Switzerland and outside the country of originFull reimbursement
Transfer of mortal remainsFull reimbursement
Return of the accompanying personFull reimbursement
Early return of the insured personFull reimbursement
Search and rescue CHF 50’000
Info Travel CareService included
Sending vital drugsService included
Advance of emergency in case of loss or theft of travel or important documents10’000
Lost document advice and assistanceService included
Psychological support by phoneService included
Travel modification assistance in case of unforeseenService included
Emergency message transmissionService included
Advance of medical expenses1'000’000
Assistance in the process of blocking telephone and means of paymentService included
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